Privacy policy
Short version: the calculator runs entirely in your browser, and we never see the numbers you type.
Last updated: 2026
Information you enter into the calculator
Loan balances, rates, terms and fees are processed locally by JavaScript in your browser. They are not transmitted to us, not logged, and not stored anywhere. Closing the tab discards them.
Information collected automatically
Like most websites, our hosting provider records standard technical data when a page is served — IP address, browser type, referring page, and timestamps — for security and aggregate traffic statistics. We do not attempt to identify individual visitors from this data.
Cookies and advertising
This site displays third-party advertising. Ad networks and their partners may set cookies or use similar technologies to measure ad performance and, where you have consented, to personalise ads. We do not control those cookies.
- You can block or delete cookies in your browser settings at any time; the calculators keep working.
- You can opt out of personalised advertising through industry tools such as YourAdChoices / aboutads.info, or through your device's ad settings.
- Where required by law, a consent banner is shown before non-essential cookies are set.
Analytics
If analytics are enabled, they are configured to record aggregate page views only — not the values you enter into any calculator.
Children
This site is not directed at children under 13 and we do not knowingly collect information from them.
Your rights
Because we do not build user profiles or store calculator inputs, there is normally no personal data for us to export or delete. If you believe we hold information about you, contact us and we will respond within 30 days.
Changes
If this policy changes, the updated date at the top of the page will change with it.
Contact
Privacy questions: see the contact page.